Crystal Financial Corporation Privacy Policy

Crystal Financial Corporation (the “Company”) recognizes the importance of protecting your personal and financial information when you visit our website located at www.crystalcapital.com (“Website”).  The following information is designed to help you understand the information collection practices at this Website.

By visiting this Website, you are accepting the practices described in this Privacy Policy.  If you do not agree to this policy, please do not use this Website.

The Company reserves the right to change, modify, add, or remove portions of this Privacy Policy at any time for any reason. We suggest that you review this policy periodically for changes. The current version of this Privacy Policy can be accessed from the link on our Website pages. You acknowledge that by accessing our Website after we have posted changes to this Privacy Policy, you are agreeing to the terms of the Privacy Policy as modified.
By far the majority of the functions on this Website can be accessed without registering your personal details and can therefore be visited anonymously.

Collecting your personal details is necessary in certain cases.  For instance, if you apply to be on a mailing list or send an e-mail.  This information is used in order to be able to answer your query.  Your personal data will only be collected when you are requested to enter your name, e-mail address or other data.

Service Providers:  We may use internal service providers to operate our Website and employ other persons to perform work on our behalf, such as sending postal mail and e-mail. These persons may have access to the personally identifiable information you submit through the Website, but only for the purpose of performing their duties. These personnel may not use your personally identifiable information for any other purpose.

Compliance with Laws:  The Company does not automatically collect personally identifiable information from visitors to our Website, except to the extent we are required to do so pursuant to the USA PATRIOT Act or some other statute or regulation applicable to us. We will not provide any personally identifiable information to any other persons, except if we are required to make disclosures to the government or private parties in connection with a lawsuit, subpoena, investigation or similar proceeding. We can (and you authorize us to) disclose any such information in those circumstances.

E-mail:  The Company does not sell its customers’ e-mail addresses, nor will we provide your personal information to third parties for their marketing purposes. The Company will not send you e-mail messages without first receiving your permission, unless it relates to servicing your account or unless you have consented to receiving electronic delivery from us.

The Website may contain hyperlinks to websites operated by persons other than the Company.  Such hyperlinks are provided for your reference and convenience only. These linked websites are not under the Company’s control and may be governed by their own terms of use. We have not developed or reviewed the content appearing in or on such linked websites and you agree not to hold us responsible for the content or operation of such linked websites. A HYPERLINK DOES NOT AND SHOULD NOT BE DEEMED TO IMPLY THAT THE COMPANY IN ANY WAY ENDORSES OR SUPPORTS THE CONTENT, OPERATOR OR OWNER OF SUCH LINKED WEBSITES. You understand that the linked websites may contain illegal or objectionable content or dangerous viruses or other disabling or harmful components. IF YOU DECIDE TO ACCESS ANY THIRD PARTY WEBSITES LINKED TO THIS WEBSITE, YOU DO SO AT YOUR SOLE AND EXCLUSIVE RISK. You assume, and the Company disclaims, all responsibility for any loss or injury sustained by you as a user of any linked website.

In no event will we be liable to you or any third party for any loss, damage or injury (including, without limitation, any loss or injury caused, in whole or in part, by us with respect to any Content) in tort, contract, strict liability or otherwise relating to use of our Website.

You agree to indemnify and hold us harmless, from any loss, damage or injury (including reasonable attorneys’ fees) suffered, incurred or asserted as a result of (a) any misuse by you of the Website, (b) any actions related to your receipt and use of the content, whether or not authorized, and (c) any infringement by you of any of our intellectual property rights.


Intellectual Property

The information and content contained on, distributed through or linked, downloadable or accessible from the Website, including all design, text and pictures, are owned or used under license by the Company and its affiliates, and its and their respective officers, directors, employees and agents. The content is protected by U.S. and worldwide copyright laws and other intellectual property laws. No portion of the content may be copied, modified, reproduced, transmitted, displayed, performed, stored, distributed, abridged, or otherwise used in any way without the Company’s prior consent.

The content may not be taken out of context or presented in an unfair, misleading or discriminating way. You agree not to remove any copyright notice or other notice signifying the intellectual property or other proprietary rights of the Company or any of its third party information providers or any third party.  Except as expressly provided in this Privacy Policy, we do not grant any express or implied right to you under any copyright, trademark, or other intellectual property or propriety right.

“Crystal Financial” and related terms are trademarks or service marks of the Company and its affiliates and may only be used with express written permission from the Company and its affiliates.  All other trademarks, service marks, logos, and trade names appearing on the Website are the property of their respective owners.

All pages © 2010 Crystal Financial Corporation.  All rights reserved.

All other referenced marks are those of their respective owners.

All content included on this Website, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of the Company or its content suppliers and is protected by United States and international copyright laws. The compilation of all content on this Website is the exclusive property of the Company and is protected by United States and international copyright laws. All software used on this Website is the property of the Company or its software suppliers and is protected by United States and foreign laws.

website design/development: visual dialogue
photography: john earle